Business Income & Time Element Losses

Whether your loss involves Business Income, Extra Expense, Loss of Use, or Entertainment coverages, you need an adjuster who understands the coverage and is skilled in basic accounting principles. Our adjusters can analyze your insured’s financial records and identify sales trends, forecast lost sales, calculate non-continuing expenses and cost of goods sold, and consider seasonality. Our experience in handling such claims allows us to conclude significant time element losses while forgoing the use of forensic accountants where possible.